How it Works

1. GIVE US A RING OR FILL OUT OUR FORM…

Give us a call at 866.494.4432 or feel free to fill out our short and easy form. It can be found by clicking HERE.

A local licensed life settlements professional will get back to you within 24 hrs.

Once we agree to move forward, the next steps will be…

2. SIGN A HEALTH RECORDS RELEASE FORM…

A licensed and qualified life settlement professional will contact you and will provide you with all of the paperwork necessary to obtain your medical records and other necessary information to evaluate your policy.

This step is completed with your signature and no health screening is required.

3. YOU RECEIVE YOUR OFFER…

Then an offer is communicated to you or your party and if you agree to sell, a settlement contract package is issued to you.

An escrow handles the settlement proceeds that are to be paid to the policy owner upon the closing of the transaction. The escrow is an independent third-party agent which maintains those funds on deposit in a FDIC-insured account after the necessary document is returned by you or the policy owner.

4. A CHANGE OF BENEFICIARIES & OWNERSHIP…

Change of ownership and beneficiary forms are submitted to the insurance carrier to change the ownership and beneficiaries of the policy.

5. THE PROCEEDS ARE RELEASED TO YOU!

After the new owner obtains written confirmation from the insurance company that these changes have been made, the escrow agent releases the settlement contract proceeds to the policy seller.